Bank financing
Will a bank fund your EV charging project? Find out free.
Enter your vendor quotation and loan terms. The engine computes the DSCR, IRR and payback a bank will see — instantly and free. If the numbers work, the full 22-section bank-submission DPR with financial annexures is ₹4,999, generated on this page.
1. Applicant & bank
Appears on the DPR cover and borrower profile. Everything here is optional for the free verdict.
2. Project & site
3. Chargers
Pick from the catalogue and enter quantity. Leave the rate blank to use the catalogue rate (indicative rates are flagged in the DPR); type your quoted rate to override.
| Model | Qty | Quoted rate (INR, optional) |
|---|
4. Power infrastructure
| Item | Qty | Quoted rate (INR, optional) |
|---|
5. Utilisation & operations
Utilisation ramp — hours of charging per day the station actually sells. The quotation basis of 3 hours/day is usually not bankable; banks look for the ramp you can defend.
| Year | Hours / day | Days / year |
|---|
Advanced operating assumptions
6. Loan & finance
Advanced finance assumptions
7. Promoters
| Name | Age | Qualification | Experience | Role | Stake % | Net worth (INR) |
|---|
Check bankability — free
Runs the full financial model on your figures. Nothing is stored, nothing is charged.
Email me this verdict
We’ll send this result to the address you type below, so you have it on record before you commit to anything. No account needed, and the figures you entered are not stored.
Generate the full Bank-Ready DPR — ₹4,999
22 sections, financial annexures, month-wise repayment schedule and 10-scenario sensitivity — generated instantly from the figures above and saved to your account. Includes ROI Pro for 12 months. Price includes GST. Prefer it human-reviewed with an Excel workbook and a bank-feedback revision round? The ₹19,999 tier.
Sign in first so the DPR is saved to your account.
Your Bank-Ready DPR
What a DPR for an EV charging project is
A Detailed Project Report is the document a lender asks for when it assesses a term loan against an EV charging station. It is not a brochure and not a pitch deck: it sets out the project, the cost, the funding pattern and the projected cash flows in the order a credit appraisal reads them, so the person on the other side of the table can test whether the debt is serviceable.
Most DPRs that arrive at a bank fail on the same point. The financial model is built on the vendor’s quotation basis rather than on a defensible operating assumption — commonly three hours of charging a day — and the coverage ratio that comes out of it does not survive the first question. That is why the verdict above is free and comes first: there is no reason to buy a report for a project the numbers do not support.
What the report contains
The generated DPR runs to 22 sections with financial annexures, a month-wise repayment schedule and a ten-scenario sensitivity analysis, produced from the figures entered above rather than from a template with blanks. It is delivered instantly and saved to your account.
The numbers a lender looks at first
- DSCR — debt service coverage ratio, whether the cash the project throws off covers the instalment.
- IRR — the return the project earns on the capital committed to it.
- Payback — how long the capital takes to come back, on the utilisation you can actually defend rather than the one on the quotation.
All three are computed free by the bankability check above, before any payment, and you can have the result emailed to you so it is on record before you commit to anything.
Two tiers
- ₹4,999 — instant. The full 22-section report and annexures, generated from your figures and saved to your account. Includes 12 months of the ROI calculator’s Pro tier.
- ₹19,999 — human-reviewed. The same report with a review, an Excel workbook, and one revision round against bank feedback.
Both prices are GST-inclusive.
Common questions
- Do I need a DPR to get a loan for an EV charging station?
- If you are asking a bank or an NBFC for a term loan against the project, expect to be asked for one. Lenders assess the project, not only the borrower, and the DPR is where the project’s cost, funding pattern and cash flows are set out in a form a credit appraisal can test.
- What does a DPR for an EV charging project cost?
- ₹4,999 GST-inclusive for the instant 22-section report, or ₹19,999 GST-inclusive for the human-reviewed tier with an Excel workbook and a revision round. The bankability verdict — DSCR, IRR and payback — is free and requires no account.
- How long does it take?
- The free verdict is instant. The instant DPR is generated from the same figures as soon as you buy it, so there is no waiting period and nothing to schedule.
- Why does my vendor’s projection look better than this one?
- Usually because it assumes a utilisation the site cannot yet be shown to deliver. A quotation basis of three hours of charging per day is common and is usually not bankable; a lender will look for the ramp you can defend, which is what the model above asks you for.
- Is anything stored when I run the free check?
- No. Running the bankability check stores nothing and charges nothing. If you ask for the verdict by email, that address is used to send it and to contact you about the project, is not shared, and is deleted whenever you ask.
Nothing here is investment or tax advice, and a lender’s own credit policy governs its decision in every case. State and DISCOM tariff orders override national defaults.